realtor stockpiled champagne
By the beginning of this year, the price per square meter in Ukraine fell by an average of two times, and the number of sales transactions close to zero. Buyers have lost any interest in land, and to transactions in commercial real estate. Move is merely the market rent, but on the number of potential kvartirosdatchikov of times greater than the number of applicants, employers.
However, by April, when the enormous efforts that focus on the brink, the national currency has been forced in the more or less decent values, stopped and stop the fall in the real estate market.
Moreover, the housing market revival has happened unexpectedly, and by June of the capital's real estate market have been literally swept (or revalued) for almost all gostinki 30-35 thousand and 40-45 for the full one thousand U.S. dollars.
Capital (and not only) realtor stockpiled champagne in anticipation of new long-term growth of prices per square meter. Bored without work and without money real estate often dare to even suggest to sellers of flats immediately raise prices further.
Over the past month, prices of many objects in Kiev really grown. On average, 10 thousand USD went malometrazhnye gostinki - a kind of small change in the market, at 10-20 thousand USD - One-and two-room apartment in the Soviet Czech. The holders of the same so-called comprehensive (very close and obsolete, but slightly better than the Czech in the former housing department homes) dootsenili their treasure at once at 25-30 thousand USD Some apartments in a rather unattractive condition, but in the center and went up to 50 thousand USD
However, significantly, sometimes by tens of thousands of dollars to reduce prices at a relatively high quality housing in attractive areas, often with a good repair, with several options offered by the built-in furniture and kitchen appliances.
Such a phenomenon is explained very simply: even lower since the beginning of the economic crisis in the country, the price that sellers we called elite housing, however, remained at inadequate levels. For the money that sellers wish tritely enticed out from the buyers (for example, for dvushki one put in service multi candles from the metro station Livoberezhna or Obolon), you can easily buy a few similar footage of the apartments or one villa in the prestigious districts of the capitals of many countries of the European Union.
no secret that these countries are disproportionately higher and the level and quality of life. Their populations, despite the financial crisis (which, incidentally, there are few who have observed), with considerable optimism about the future.
Thus, a sharp increase in prices of flat low-price segment and at least a sharp decline in prices in the market of elite apartments offset price indices. That is why the price indexes that are tracked in the popular online real estate portals, not rvanuli sharply upwards, and showed a moderate within the statistical error of the price increase.
Nevertheless, a number of factors indicates that the realtor obviously hurried to open a bottle of sparkling beverage, and real estate market in our country is far from the price floor.
all black sheep flock Port
Not
economic feasibility, and no adequate price per square meter driven the few buyers in the housing market in April and May of this year. Buying helped simply fear for their personal finances and insecurity.
Millions
fellow citizens not so long ago had become unwitting participants in the fear factor in Ukrainian, they entered the unequal fight (and many have won it) with some Ukrainian banks. It is only in America or the EU in the event of insolvency of financial institutions through the week, the investor receives a second check for all due to him under the deposit amount. In our country got the spread of know-how with the introduction of so-called interim administration in the problematic financial institutions, followed by the freezing of deposits for six months. By the way, the notorious six months the ban on the issuance of the deposits in most banks - financial losers end in August and September. Rather, these institutions and investors after the end of that period looked forward to, at best, only a very small part of the payment of contributions and the freezing the principal amount of bleak prospects.
According to official figures, equivalent to about 94 (!) bn. removed from the domestic financial system, citizens, and only about 1 billion of that amount returned to the system in April after a temporary stabilization of rate hryvnia.
is not difficult to guess about the plans of the citizens, has seized these billions.
Will Do massive return of deposits in banking institutions to the country? No, will not start. Indeed, so far to get to a few thousand hryvnia necessary for treatment, even pensioners have to undergo humiliating mnogonedelnye commission, which is very serious, and probably paid people to decide whether the investor deserves to get their own money for treatment (and so if there is a full package of certified medical documents). Even the equivalent of one thousand dollars (even for medical reasons) now pull out of some financial institutions of Ukraine is extremely problematic. It seems that the officials designated to dispose of the money from the Interim Administration has already considered these funds by their rather public.
There is a folk wisdom: black sheep flock spoils everything. The number of sheep, yet the recent spreading of adventurous lending for housing to the right and left, and also provide their owners personal windfall, our country is constantly growing. That is why the resumption of full confidence in the banking system can not read the question. The banking system is seriously compromised, and a long time.
In terms
stop lowering the standard of living in the country and reduce real wages and incomes of the withdrawn money from bank accounts, of course, be taken up. Part goes to the fading market for the sale of cars, some will be spent on imported household appliances, leaving the balance of foreign trade in goods for a long time to be us rejoice sharply negative.
Those who have appeared on the hands of a few tens of thousands of foreign currency, have a look just at the real estate market as an occasion to optimism of market operators. That's why rashvatali basically the cheapest options, but on what is left, the owners of housing prices have increased sharply.
Nevertheless, very soon, it is possible - in autumn of this year, in an extreme case within the next year, the real estate market of Ukraine is still collapses again. And vast trends affect all types of housing.
Second Wave
There are a number of circumstances that make the second wave of reduction of price per square meter is simply inevitable.
1. Falling economy, holey budget suspiciously zavyazshy in nepodemnyh debts Naftogaz and tune up the bankers require huge and continuous emission unsecured hryvna. Thus, the devaluation of the currency - just a matter of time. Currency prices per square meter, as the events of last year, will automatically fall down (with some time lag), together with the devaluation of hryvnia. Therefore, monetary cost of one square meter will drop, and some adjustments to this process can only make the likelihood of major problems the U.S. dollar in world markets, which in recent times transparently hinted Russia and China.
2. Characteristically, however, that at the moment, the price of the real estate market compared to their peak values last year fell only in foreign currency terms, and almost solely on the percentage of devaluation of hryvnia. Read the rest of this entry »